Climate Change Risk Management in Banks 1st Edition

Climate Change Risk Management in Banks (1st Edition) by Saloni P. Ramakrishna is an essential guide for financial professionals navigating the fast-evolving intersection of climate science and banking. Clear, practical and authoritative, this book equips risk officers, treasury teams, regulators, and consultants with the tools to identify, measure and manage both physical and transition risks across loan portfolios and investment books.

Begin with a compelling overview of why climate risk matters to bank balance sheets today—from extreme weather impacts to policy-driven carbon transition shocks. The book then dives into actionable frameworks: climate scenario analysis, stress testing methodologies, climate-adjusted credit assessment, and governance models that embed climate considerations into board-level oversight. Technical concepts are explained in accessible language, supported by examples relevant to banks in India, Asia, Europe and other global financial centers.

Readers will find step-by-step guidance for integrating climate into risk appetite statements, pricing mechanisms, capital allocation and regulatory reporting. Practical tools—checklists for due diligence, portfolio alignment strategies and implementation roadmaps—help translate strategy into operational change. The narrative also addresses ESG data challenges and how to build a resilient, forward-looking risk architecture.

Whether you’re a risk manager updating policies, a regulator shaping prudential expectations, or a student studying sustainable finance, this book is a timely resource that blends theory with practice. Purchase this edition to strengthen your institution’s climate resilience and turn regulatory pressure into strategic advantage—essential reading for anyone responsible for the future-proofing of bank portfolios.

Note: eBooks do not include supplementary materials such as CDs, access codes, etc.